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Trust Preferred Issuance
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Shay is uniquely suited to assist you throughout the entire trust-preferred issuance process:
Pricing/Execution:With longstanding relationships throughout Wall Street, we normally have access to multiple trust preferred issuing groups. As a result, we can help ensure that you get the most cost-effective issuance possible
Short-term Investment of Proceeds:Immediately after issuance, the issuer typically has a significant pool of cash to invest. The deployment of that cash into core earning assets (loans or investments) normally takes some period of time. Effective management of those proceeds in the interim is critical for maintaining short-term profitability. Shay's AMF Money Market Fund, invests in high-quality short-term money market instruments that can fulfill this role.
Long-term Deployment of Proceeds:The objective with most trust-preferred issuances is to leverage the new capital and increase earnings. Accordingly, loans or investments must be originated or purchased and these assets must be funded with internally generated deposits and/or wholesale funds. Whatever the objective is, Shay is the place to turn for assistance; purchasing real estate related loans, raising wholesale deposits and conducting wholesale growth programs. In addition, Shay's proprietary "Spread Manager" analytical tool can provide invaluable assistance in choosing which assets to purchase, how those assets should be funded and how those assets will contribute spread-wise in the event interest-rates change.
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