Investments typically account for a significant portion of a de novo's income during the early stage development when loan production is still ramping up. Longer-term, investments fulfill an even more vital role, supplementing income during periods of slow loan growth; consequently, "tenured" financial institutions typically have 20% to 25% of their assets in investments. Shay's specialty is helping financial institutions ensure this substantial portion of their balance sheet is managed effectively, efficiently and in a manner consistent with the larger balance sheet needs.
Shay's Fixed Income & Trading Division provides the complete set of resources required to manage investments in-house.
- Individual security & Investment Portfolio Analytics
- Bond Analytics specific to financial institutionals
- Market/Security-specific Education/Intelligence
- Investment Policy
- Investment Accounting
- Investment Safekeeping